The Best 30-Year Mortgage Rates

Many banks have tightened mortgage qualification criteria since the great recession of 2008.  There is also great variation in the terms of offered mortgages.  Therefore, you must work hard to find the best mortgages rates in your state.

You should also carefully examine whether a 15-year or 30-year mortgage is most appropriate for you.  30-year mortgages generally have higher lower payments than the 15-year variety, but significantly increase the interest paid over the life of the loan.

Loans also have down payments, points, and other fees that can significantly affect the total loan package.  We help to make your search for the perfect mortgage by listing some of the mortgage rates for selected states below.

Just click on your state to find the best rates for 30-year mortgages in your area.