In this day and age, where most checking accounts offer no interest at all and even savings accounts average 0.14% interest, Market USA Federal Credit Union is offering a checking account with 4% interest.
At Bank Loans and Rates, we have not seen this rate of interest for a long while.
Naturally, you have to fulfill certain conditions to receive this very high interest rate, but it is more than worth it.
Here are the rules:
- Open a Market USA VIP Checking Account with a $250 minimum, and
- Enroll in Internet banking and eStatements
- Have at least 12 Visa Checkcard purchases each month
- Have at least 3 bill payments per month
- One VIP account permitted per member/SSN.
All accounts are FDIC-insured up to $250,000.
Open a new account here.



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